ThorStackThorStack

Finance

Real accounting.
without the bookkeeper.

Double-entry accounting, multi-currency invoicing, receipt OCR, expense tracking, bank reconciliation, and tax compliance for US / UK / Canada / Nigeria. Ledger, your CFO agent, closes the books, drafts the P&L, and writes the variance memo.

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acme.thorstack.com / finance

Invoice INV-2041

Multi-currency
Total (GBP)
£18,000
Tax · UK VAT
20%
Status
Paid
Auto-posted ledgerDebitCredit
1200 · Accounts receivable£18,000
4000 · Sales revenue£15,000
2200 · VAT payable£3,000
Double-entry balanced · P&L and balance sheet updated.

From receipt to filed return

Six steps from money in to books closed.

  1. 01
    Invoice

    Send branded multi-currency invoices in one click. Payment links, auto-reminders, and partial-payment tracking baked in.

  2. 02
    Collect

    Stripe, Paystack, and bank-transfer rails wired up. Reconciles payouts against the originating invoice automatically.

  3. 03
    Capture

    Snap a receipt, forward an email, or drop a PDF. OCR extracts vendor, line items, VAT, and currency in seconds.

  4. 04
    Reconcile

    Bank feeds matched to transactions with confidence scoring. Unmatched rows queued for one-click human approval.

  5. 05
    Close

    Ledger runs the month-end checklist, locks the period, and writes a variance memo against last month and forecast.

  6. 06
    File

    Tax-ready reports per jurisdiction. VAT, GST, sales tax, and corporate income returns drafted with the right line numbers.

Nine integrated capabilities

The accounting stack your CFO would actually approve.

Capability 01

Double-Entry General Ledger

A real chart of accounts, real journal entries, a real trial balance. Not a spreadsheet with a logo on it. Every transaction posts to the right accounts, every period closes properly, every report ties out.

What's included
  • Configurable chart of accounts per jurisdiction
  • Multi-entity / multi-subsidiary support
  • Automatic journal entries from inbox + commerce + payroll
  • Period locking with re-open audit trail
  • Trial balance, P&L, balance sheet, and cash flow, always live

Capability 02

Multi-Currency Invoicing

Send invoices in your customer's currency, get paid in yours. FX rates locked at issue date, payment links embedded, auto-reminders firing on configurable schedules.

What's included
  • Branded PDF + hosted invoice URL
  • Stripe / Paystack / bank-transfer payment buttons
  • Auto-reminders at day-of, +3, +7, +14 (tunable)
  • Partial payment tracking with running balance
  • Per-customer payment terms + late fees
  • Custom fields on invoices, quotes, and expenses

Capability 03

Receipt OCR & Capture

Forward a vendor email, snap a photo of a paper receipt, or drop a PDF in the dashboard. OCR extracts vendor, date, line items, taxes, and currency, then drafts the journal entry for review.

What's included
  • Email-in capture (forward to receipts@)
  • Mobile photo capture with on-device pre-processing
  • Line-item extraction with confidence scoring
  • Auto-categorisation against the chart of accounts
  • Duplicate detection on vendor + amount + date

Capability 04

Expense Tracking & Approvals

Employees submit, managers approve, finance reimburses, every step audit-logged. Per-policy limits, project tagging, mileage rates, and per-diem rules per country.

What's included
  • Per-policy spend limits with auto-flag breaches
  • Project + client cost-coding for billable work
  • Mileage + per-diem rates per jurisdiction
  • One-click reimbursement via payroll or Stripe
  • Audit log of every approval decision

Capability 05

Bank Reconciliation

Bank feeds pull daily, transactions auto-match to invoices and bills with confidence scoring. Anything below threshold queues for a five-second human approval.

What's included
  • Daily bank feed sync (Plaid + open banking)
  • Auto-match by amount + date + memo + counterparty
  • Confidence-scored matches with manual review queue
  • Multi-currency reconciliation with realised FX
  • Bank rules to auto-categorise recurring transactions

Capability 06

Tax Compliance: US / UK / CA / NG

Sales tax, VAT, GST, and corporate income tax handled per jurisdiction. The right line numbers, the right rates, the right filing windows. Ledger drafts; you review and file.

What's included
  • US sales tax (state + local nexus tracking)
  • UK VAT (MTD-ready submissions)
  • Canada GST / HST / PST per province
  • Nigeria VAT + WHT + corporate income tax
  • Year-end corporate return drafts per entity

Capability 07

Forecast & Variance

Rolling 13-week cash forecast, monthly budget vs. actuals, and a Ledger-authored variance memo before your board meeting. Drill from any variance line down to the underlying journal entry.

What's included
  • Rolling 13-week direct cash forecast
  • Annual budget with monthly phasing
  • Department / cost-centre rollups
  • Variance memo auto-drafted by Ledger
  • Drill-down from variance to source journal

Capability 08

Payroll Hooks

Don't run payroll twice. ThorStack ingests payroll runs from your existing provider (Gusto / Deel / Paystack), posts the journals, and reconciles the bank debit, without duplicating the data plane.

What's included
  • Read-only sync from Gusto / Deel / Paystack
  • Auto-posted journals for wages, taxes, benefits
  • Per-employee cost-coding by department / project
  • Bank debit reconciled against the payroll run
  • No employee PII duplicated; references only

Capability 09

Ledger: Your CFO Agent

An always-on finance agent that runs the close checklist, flags the unmatched rows, drafts the variance memo, and answers questions in the dashboard, Slack, Telegram, WhatsApp, or email.

What's included
  • Daily cash position briefing
  • Month-end close checklist with auto-progression
  • Variance memo authored against budget + last period
  • Receipt-capture conversational flow
  • Human approval on every write; never pays a bill solo
Audit-grade by default

Your books are evidence. ThorStack treats every entry as audit material.

  • AES-256 at rest & in transit
  • Immutable journal entry log
  • Approval gates on every write
  • Per-tenant ledger isolation

Ready for a stack
built around you?

Every ThorStack deployment starts with a 30-minute call. Tell us how you operate, and we'll show you what your stack would look like.

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